You Can Book Your Accommodation Madrid Through Our Website Or By Telephone

Category: Finance, Real Estate.

Thinking of a holiday trip with difference? Emergence of internet has made it easy for the holiday consumers to book any suitable and efficient holiday package online.

Forget the earlier process of booking for holidays involved visiting travel agents and collecting information of places, tickets and accommodation at that place. Imagine an elegant accommodation in Madrid during your holiday trip to that place. Yes it is. Is it easy! ChicRentals bring you the most apposite service of booking accommodation Madrid for you feasible for your days of relaxation in Madrid. The Spanish capital Madrid is a splendid place to take your feet away to an enticing world.

Holidays in Spain are the most sought after tourist place next to France. For its favorable weather condition and hospitable people it has carved its name among the most popular tourist destinations. We at ChikRentals do the hectic job of booking an accommodation in Madrid for you to help you spend time during an elegant stay. Hence, tourist from far away countries long for accommodation Madrid to enjoy the intriguing city during their holidays. We select the apartments for you that are strictly based on the criteria of decoration and comfort. We believe in providing feel- at- home service to every customer as our goal is your satisfaction. You will get the accommodation starting from the shoe- string level to most sophisticated ones befitting your holiday plans.

You can book your accommodation Madrid through our website or by telephone. Once reservation of your accommodation in Madrid is confirmed, we email or fax you about that. We also receive payment through credit cards for your convenience. You will be informed about the details about the booked apartment through the email or fax. You can pay only 30% of the total amount during reservation of your accommodation Madrid. Our staff will receive you upon your arrival to the apartment whose name and procedure to contact him would be there in the fax or email sent to you. Rest of the amount is payable after arrival.

We can book your accommodation Madrid that best suits to your budget and preference of room. If you are caught by last minute quandary contact us at our email address or by telephone.

When Anne Came Back To St

Category: Finance, Real Estate.

Every time Anne Dunajcik lists and sells a home, a chain reaction is started from that particular satisfied client who enthusiastically recommends Anne to someone else he or she knows.

Because of Anne s awesome supportive network of Raving Fans, Anne has been blessed to be in the Top 1% of all St. As Anne is a high- performing agent, that has meant a lot of referrals over her 22 years in the business. Louis Realtors year after year. Louis realtors since there are 13, 000 realtors serving the St. It is pretty amazing that Anne ranks in the Top 75 of all St. Louis area. Louis area as well as a proud investor in the Keller Williams Kirkwood office.

Anne is also one of the top Keller Williams agents in the St. Although her office opened their doors only 1 year ago, they have quickly risen to be a star in St. Her office currently ranks in the Top 15 of all St. Louis Marketplace. Louis real estate offices and they currently have over 100 agents serving the St. Anne has a passion for utilizing her considerable skills in marketing, negotiating and communicating to help people achieve their goals and their dreams of homeownership.

Louis community. Besides her outstanding performance and exceptional service being key elements in her success, it is Anne s vivacious, friendly and enthusiastic personality that first wins people over. She truly is their Realtor for Life! She takes great care to forge strong relationships with her buyers and sellers from the very first encounter, and then takes great pride in the fact that even after the closing people rely on her advice and counsel and go to her as their" person in the know" with regard to all things real estate. Anne was born and raised in the St. She developed her skills in marketing and communication while attending The University of Missouri- Columbia earning her BSBA in Business.

Louis area and thus she knows this market inside and out which is a key ingredient that buyers and sellers look for when selecting their agent. She also furthered her education with a Master s Degree in Business from St. Fresh out of college, Anne was hired to be in the first intensive 9 month Account Executive Programs for Southwestern Bell& AT& T. Louis University. She quickly rose thru the ranks and became one of their Top Sales Associates in St. Due to her sales and communication skills, Anne was promoted and moved to Denver, Colorado where she became one of AT& T s lead instructors in the nation at the National Sales School.

Louis. Anne then was promoted again to a Sales Manager back in St. When Anne came back to St. Louis. Louis, she and her husband started their family. What started as a part time job helping friends quickly grew into a successful business as word of mouth about Anne s great reputation spread.

Anne followed in her mother s footsteps( who was also a top realtor for 21 years) and got her start in real estate back in 1986 when she was pregnant with her first son. Anne has been a top seller realtor in the St. Anne has been married to her husband Karl Dunajcik, a Financial Advisor with Moneta Group in Clayton for 27 years. Louis area ever since. Anne and Karl have 3 children who all attended MICDS in Ladue and Christ Community Lutheran School in Webster and Kirkwood. Brad is 19 years old and studying business at the University of Illinois in Urbana Champagne. Their oldest son Matt is 21 and in Japan for 1 year studying East Asian studies.

Their youngest child Michelle is 15 and is a sophomore in high school at MICDS. God and family come first. The other passion in Anne s life is God and family. Anne also loves traveling, laughing, dancing, decorating, books, gardening, movies, dinner out with, theater friends and just relaxing and appreciating all the great gift s that God has blessed us all with. She understands and appreciates that buying a home is one of the biggest investments her clients may ever make. Colette Brasier loves people and she loves being a Buyer Specialist.

Because of that she is not about just about" making the sale" . It s all about her clients. She is about first helping her clients achieve their goals and dreams of homeownership. She focuses on each individual client and listens to their needs and desires in a home and then sets to work to make their dream a reality. Her thorough knowledge of the market as well as her wise counsel and advice are critical to helping her clients every step of the way from the first consultation through closing and beyond. Colette believes in honest, open communication and close, attentive guidance. Because she specializes in working only with buyers, she has vast knowledge and experience in the entire home buying process.

Colette is just as appreciated for her endless patience, and stick, persistence- to- it- ness when it comes to working with buyers who just need more time finding the place of their dreams. She can easily guide her buyers to the right home for them, helping them make an informed decision. She treats every client with the same level of exceptional and caring service whether they are buying a condo or a castle, whether this is their first home or they are moving up to their all time dream home or down sizing to their retirement home. She loves people and sees her job as more than just a Salesperson. Colette is also known for making lasting relationships with her clients. She is laid back and low- key and does not believe in high pressure sales pitches.

She believes these relationships lead to her buyers trusting her and referring their friends and families to her. She believes that she can be remain professional and knowledgeable about her job and at the same time, develop a relationship with her clients. Colette has been a Professional Realtor Since 2001 and a Buyer Specialist with the Dunajcik Group since 200Prior to entering Real Estate, she came by her caring, nuturing personality naturally as she worked as a Licensed Practical Nurse for 15 yrs. Since becoming a Realtor, she continually attends training classes and conferences and educates herself to the changing market so that she can better serve her clients. She believes her Nursing skills helped her develop the patience and people skills that are so important in Real Estate. Colette is married to her wonderful husband Bob.

He is 100% supportive of her job and encourages her to be the best she can be. She believes Bob has helped her become the successful Realtor she is because he understands that her job has no set schedules and that their plans can change at any given time. They have 5 children with 3 still at home. Colette also enjoys jogging and completed the Chicago marathon in 2006 while raising money for the Leukemia- Lymphoma Society. They enjoy spending time at their small lake home in the country, hiking thru the woods and being outdoors. It s not unusual to see her out running now with past clients. She tries to live each day to the fullest and enjoys sharing what she has with those around her, including her clients.

Colette believes that God has blessed her with a wonderful family and a wonderful Career. Sue s title is Client Care Director and that s exactly what she does. care for you! She is there for you every day Monday- Friday from 8: 30 am- 5: 00 pm to provide" Instant Service" and a friendly, helpful voice ready to service your every need. Her primary responsibility is to take care of you and make sure you are receiving TOP NOTCH service. Sue is a fully licensed agent, just like Anne. Whereas, Anne s expertise lies in overseeing the big picture, Sue s strength lies in managing all the details and deadlines. She was carefully selected by Anne because Sue shares Anne s work ethic and values.

She will help guide you smoothly to the closing table. She is a highly trained and skilled specialist who has been licensed since 1987 and has been working as a Client Care Director for the last 10 years. Sue is no rookie. She has helped hundreds of Buyers and Sellers just like you successfully navigate the detailed- filled waters of the post- contract, pending phase. With the combined talents and skills of both Anne, fine level of, Colette and Sue service that greatly exceeds the service of a single agent working alone.

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Buying Properties Such As A Mallorca Country House Is Extremely Popular Especially Among Retired Couples Who Find Spain A Great Place To Live - Finance and Real Estate Blog:

Spanish authorities have declared that more than 140, 000 people from UK alone are living in Spain, with the vast majority owning Costa del Sol, Costa Blanca and Mallorca properties. Truth be told, who can resist beautiful beaches, sun throughout the year and one of the lowest costs of living in Europe?

What If The Project Was Not Adequately Repaired

Category: Finance, Real Estate.

Landlords like other business owners are always seeking ways to maximize the value of a dollar. Trying to cut corners by using" cheap labor" may make sense in the short term, but in the end much larger trouble may occur as a result.

Some of the greatest expenses of owning rental property are the maintenance, repairs and improvement of their investment. Hiring an inexpensive handyman or uninsured contractor may pose several difficulties, big and small. Using a licensed and insured professional may be the difference in preventing a larger unforeseen problem that may be disguised as a smaller one. Below is a list of the potential hazards that may emerge when using a non- professional. A licensed electrician or plumber are more adept at seeing the bigger picture, whereas a" handyman" may fix the repair at hand, while missing a more complex situation that left untreated may be a larger problem, later. Using a non- professional in this instance may cost more money. What you may see as a small leak or electrical problem, may in fact be a larger problem that can be overlooked by a" jack of all trades" .

By using uninsured or under insured contractors, you leave yourself open to liabilities for injury to person or property. For instance. Although you may think you are saving money by hiring a cheaper, if the unforeseen, uninsured contractor occurs, and someone gets hurt or worst, you may be liable for exorbitant medical or legal costs. You hire a handyman from the classified section of your local newspaper. This can be a very costly situation. While performing the repairs you have requested, his ladder falls and not only is the repairman hurt but a passer- by also gets injured. Not only can the handyman sue for damages but the injured bystander may bring suit as well.

Are you willing to risk this potential loss of money, time and aggravation? Many property insurers do not cover this type of situation, leaving you vulnerable to unending costs and liability. What if the project was not adequately repaired? Often times an uninsured contractor or handyman may disappear never to be found when a setback occurs after he allegedly makes a repair. Most often a reputable contractor will stand behind his work. Now, the landlord will have to pay again to have the same repair made. When hiring anyone to work on your property, it is wiser to hire the person by the job or project rather than hiring by the hour.

Thus, the assumed savings turns into a double payment. Once a person works for you by the hour, it is assumed that they are your employee so you would need to protect them under your own insurance. It is also very helpful to get all estimates in writing. Therefore, hire contractors and the like by having them furnish estimates to you for each project or job. The old adage" you get what you pay for" is very true. Bear in mind that if you acquire cheap labor or services, you will get cheap labor or services. Unfortunately it is a common belief that in order to save money, you purchase less expensive items or services.

Although, gambling can be fun in its proper place. Making what seems like a small misjudgment or hasty decision in order to save a dollar may end up costing so much more. Do you really want to gamble with your rental property? You may wind up in a liability law suit or paying twice for the same repair or damages may be sustained by overlooking a larger repair by using a non- professional. It is probably wiser to spend a bit more money on a professional NOW rather than LATER spending a bundle of money on a bigger repair, legal costs or worst, a monstrous lawsuit.

The Spanish Villas Are Always In Demand

Category: Finance, Real Estate.

The promise of a life all full of luxury is certainly the assurance of Spanish villas.

Then you have more than one neat and clean bathroom to take showers or to freshen up yourself. You get more than one bedrooms to spend the night in peace. Big lounge is there to place sofas, sit and spend some memorable moments in talking to someone special. As if these are not enough, Spanish villas include designing dining rooms where you can take the taste of delicious dinner or a mouth- watering lunch. To take delight of the beautiful views around the villas, there are large terrace. More than anything else, you have swimming pool to take a dip or lay floating on.

Whether you rent a villa or buy one, you will have access to all these facilities. Almost every luxury Spanish villas have all these and so many other sources of pleasure included in them. However, it is not simply the pleasure of living in the villas in Spain that attract the attention of million of visitors from all over Europe. Making investment in Spanish villas has become the easiest way to make big money and that too in quick time. The villas have tremendous business prospect and this is what draw the interest of many of them. Since the villas are well- furnished and rich in necessary facilities, they are never without boarders. And hence, their monetary value is increasing ever.

The Spanish villas are always in demand. This makes investment in the villas a lucrative business. And since the villas are the most promising of them all, investing on them will be the safest bet. People from all walks of are unanimous that real estate in Spain is the safest and most profitable place to investment. Without running any risk of losing anything, you can enjoy a huge profit at a very short period of time.

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One Of The Few Drawbacks When Taking Residency In Andorra Compared To Monaco Has Been Access To A Major International Airport - Finance and Real Estate Blog:

Popular with winter sports enthusiasts, but little known outside of the skiing and financial communities, the small European tax haven of Andorra has seen some startling rises in her property values in the last two years, with a repeat performance in 2007 possible.

So Will Another Interest Rate Cut Be Enough To Bring Back The Mortally Wounded Housing Market Back From The Brink Of Death - Alissa Radle's Finance and Real Estate blog:

As the sub prime mortgage debacle continues to play out across the United States, the Federal Reserve has opted to cut interest rates by half a percentage point, from 2This cut makes all loans relatively cheaper, thereby encouraging a pantheon of economic activity to increase, hopefully in the troubled housing market.

Real Estate Market Is One Of The Active Markets In The U - Tonia Bannerman's Finance and Real Estate blog:

According to the Real Estate Roundtable( non- profit public policy entity based in Washington. C. that works on public policy issues concerning the real estate industry) , realestate. plays an important role in the economy of the United States as a whole.

You Will Fine Everything But Boredom Near Your Austin Condo

Category: Finance, Real Estate.

CNN and Forbes magazine ranked Austin, Texas as the third fastest growing suburb in the United States and many people desire to live in an Austin condo. The Villas on Travis provide Austin condos with the beauty of the rural outdoors with the best of �? city life’ only a short drive away.

But not all luxury Austin homes offers the best in rural and city life. Fisherman flock to Lake Travis to take advantage of the great catches found in the lake, located just outside the Austin condo. Very few luxury Austin homes provide this plethora of lakeside views and recreation so close to home. Others may not fish, but desire to spend a leisurely day on Lake Travis in a canoe or pontoon boat. If you avoid the water, you can take a gorgeous nature walk near the lake and enjoy the outdoor beauty near the Austin condo. Restaurants, theaters and museums, dance clubs line the streets of Texas’ capital city giving residents many options to soak up all the city offers near luxury Austin homes.

If you prefer city life, you can drive into the city from your Austin condo and taste all the city offers. Three professional sports teams call Austin home and you can take a short drive to San Antonio to see the world champion San Antonio Spurs. Many people value their privacy in an Austin condo �" particularly celebrities. You will fine everything but boredom near your Austin condo! Security and comfort drew many celebrities, such as Sandra Bullock, Lance Armstrong and Matthew McConaughey to luxury Austin homes. This keeps away “undesirables” such as criminals and the paparazzi hoping to get a picture of one of Austin’s famous residents living in an Austin condo.

No one gets into the Villas on Travis without going though one of three gates monitored 24- hours a day. If you run into Sandra Bullock or Lance Armstrong, invite them to dine in your Austin condo. If the fun continues until the wee hours of the morning, invite guests to stay in your Austin condo. You can impress them with the amenities in the luxury Austin homes. Guests feel at home in your Austin condo and may want to stay forever. Dine at one of the best restaurants in Austin before returning to the Austin condo for a romantic evening by the fire. Since the Villas on Travis offer rural and city living, an Austin condo provides the perfect romantic setting for a weekend getaway.

Nothing beats the view from luxury Austin homes at the Villas on Travis and the sunset( or sunrise! ) at the lake caps of an intimate experience.

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Use All Your Resources To Find A Home - Finance and Real Estate Articles:

If you are interested in buying a home in El Centro, you couldn t have picked a better location. It s also a growing area, with new businesses moving into the Imperial Valley and new home communities being built at a lightening pace.

The Flamingo South Beach Sits On Miami S Beautiful Bay - Finance and Real Estate:

Gone are the days when South Florida is considered the home of retirees.

What Kind Of Home Are You Looking For - Finance and Real Estate Articles:

If you ve been thinking about buying a home in Yuma, there s never been a better time.

Let Us Say It Is The Price

Category: Finance, Real Estate.

Five basic principles can be identified to encapsulate the cardinal rules of successful real estate negotiation. The advantage may be on account of a number of reasons such as: .

Getting the other side to make a commitment first: You will always find yourself better placed if you can manage to make the other side commit their position before you make any commitment yourself. Their first quote may be more advantageous than your own offer. . It lets you bracket their price, which can reveal a broad range within which the negations can be finalized. It allows you to be aware of their position before you give them any information from your side. . You are then in a position to split the difference to close the deal on price and terms suited to your advantage. Start by making an initial offer that is below what you are willing to finally pay: When you come to the point of making an offer or quoting your price, always start with offering less than what you are actually prepared to pay.

Conversely, if you reveal your position first, the other side may be able to control the negotiations in a way that it ends with an advantage. This will leave you with bargaining space and price negotiations. Try appearing dumb instead of smart: Seek information by asking a lot of questions to give an impression of a person possessing limited understanding about real estate matters. The seller may acquiesce and you may have to pay less than your maximum price. Never display sharpness especially about property dealings, as sellers are wary of people who they think are smarter than them. The dumber you appear the better are your chances of a good deal.

This can hinder negotiations and may create a situation where the deal may fall apart. Assuming a helpless demeanor may in fact work to your advantage. This approach is found to be better as sellers more easily accept a situation where you are unable to do something rather than agree to a situation where you are unwilling to do something. Appear to be in a limited authority role: When negotiations seem to be heading for a deadlock, say that you need to check with your partner/ wife/ family members as you cannot make a decision on some point in issue on your own. Gain information about the sellers deadlines and use them as negotiating tools: There may be a number of deadlines that are relevant for the seller. For example, the seller may have a deadline on time, as he needs to move his child to a school at a new location and would like the deal closed before the new session starts. If you have this information, it can be tremendously advantageous for negotiating a favorable deal.

Consider your own position to determine what tops your list in terms of importance in the transaction. You may already have quoted the price in the offer, but it is subject to inspections and negotiations in the process and inspections take time to be completed. Let us say it is the price. You end up working on everything in the deal other than the price and let the inspection linger for as long as possible. Negotiation is a skill and an art that requires patience and level headed thinking.

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A Refund Can Be Claimed If The Withholding Tax Is Above The Tax Liability - Millicent Shoulta about Finance and Real Estate:

In view relevant of the provisions, which include the US Canada- US tax treaty of 1995, Canadian residents( not those who fit US resident criteria) buying property in the US must do their tax planning accordingly. US laws lay down certain criteria to ascertain resident/ non- resident status.

Your First Offer Is Usually Your Best Offer - Finance and Real Estate Blog:

An old rule of thumb in real estate is that your first offer it usually your best offer. Several times I have had clients send stiff counteroffers back to prospective buyers only to never hear from them again.

Make Sure There S No Pre- Payment Penalty - April Fennelly's Finance and Real Estate blog:

A Bi- Weekly Mortgage can save big money!

The Knowledge And Expertise Of A Professional Home Inspector Will Far Surpass That Of Even The Most Experienced Homeowner

Category: Finance, Real Estate.

It is very important that you choose a qualified home inspector who has plenty of experience with residential homes in your area.

The knowledge and expertise of a professional home inspector will far surpass that of even the most experienced homeowner. It can literally save you thousands of dollars by helping you avoid the common pitfalls of purchasing a home. There are aspects of maintenance, construction and installation, home safety could be missed by the untrained eye. It is a wise decision to acquire an impartial, third- party opinion by a trained professional. Most home buyers cannot remain openly objective and unemotional about the house they really want, and this could affect their judgment. Are there termites?

Will my kids be safe from lead- based paint and other hazardous materials? Is there a mold problem? These questions and hundreds more will be answered by hiring a great home inspector to evaluate the home you re considering for purchase. A home inspection is truly only as good as the inspector conducting it. Note that you are looking for a great home inspector. You should take hiring a home inspector as seriously( or more so) than you d take hiring any other professional who has your life in their hands. Home inspector s abilities and experience vary greatly from one to the next.

They may actually have your family s safety in their hands, depending on how good they are at finding problems associated with properties. There are several new franchise companies that recently entered the industry, and you want to make sure you re not hiring a brand new inspector who just bought into the latest franchise. He or she should know how the home s systems and components are intended to function together, as well as why they fail. One way to quantify the quality of a home inspector is to contact a national or state association of home inspectors to find out what certifications are required for membership, and if there are any members in your area that they d recommend. You may also want to ask your real estate Agent for a list of reputable companies they ve worked with in the past. You can make your purchase contract offer contingent on a favorable inspection and may use the results of the inspection to your advantage. An inspection by a qualified inspector should cost between$ 300 and$ 500 and give you a good idea of what future repairs will be needed.

If the home inspection results do not meet your approval, you can get out of the contract if you would like. What the Home Inspection Should Cover. A great home inspection can not only help you avoid pitfalls, it can also help arm you with items you and your real estate Agent can use to your advantage to negotiate a better deal. At a minimum, the home inspector should examine the following: Exterior structural components including the foundation, siding, roof, and chimney. Major systems including heating, plumbing, cooling, and electrical. Interior structural components including the basement or crawlspace, flooring, attic, and ceilings. You should make every effort to be present during the home inspection.

They are on your payroll and should treat you as such. Keep in mind that the inspector is working for you, not the seller or Agent or anyone else. So, don t be shy about walking around and asking questions. Once the inspection is complete, you should receive a" Comprehensive Home Inspection Report" with descriptions, of any problems, and possibly photographs with the home. This will give you a firsthand look at any problem areas associated with your future home. Sometimes, this will be sent to you later in the day, but some inspectors have means of printing a copy for your right on site.

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If You Are In The Market, You Actually Can Take Advantage Of The Foreclosure Situation That Exists - Finance and Real Estate Blog:

A great deal has been written about the Florida real estate market and the Tampa real estate market over the course of the past year.

For A More Rural, You Can Check, Suburban Feel Out The Homes For Sale In The Clackamas Area - Finance and Real Estate:

Are you looking for real estate in Portland, Oregon?

As A Result, The Unfortunate Prospect Is Bulldozed Into A Loan Program With A Higher Interest Rate - Finance and Real Estate:

First and foremost, you must have a mortgage consultant in your corner that is willing to take the time to know what your long- term goals are.

Prestige Estates Projects( P) Ltd. Is Synonymous With Quality And Style

Category: Finance, Real Estate.

Prestige Group is a premier real estate construction company honored with people s trust and credited with transforming the skyline of Bangalore, we at Prestige constantly strive for perfection.

A proof of our efforts- we are the only builders to get a reaffirmation of the Crisil DA1 rating. The ultimate aim is to exceed your expectations. We have also become an ISO 9001: 2000 certified company. Prestige Estates Projects( P) Ltd. is synonymous with quality and style. We are also the only builders in Bangalore whose software and residential facilities have won the reputed FIABCI award. Considered one of the best real estate developers of Bangalore, we justly deserve our laurels.

In keeping with this philosophy, the group believes in maintaining the high quality of their projects even after the buildings have been handed over to their clients. The Prestige Group has always believed in giving more than the best to their customers. With this end in mind we have set up a business entity that takes care of all Prestige properties post completion. It has the highest number of employees under the Prestige Group, amounting to an 800 strong work force. Prestige Property Management and Services was established as a separate business activity of the Prestige Group in 199The Prestige Property Management& Services team consists of professional and motivated staff spread over various properties developed by the Prestige Group. Prestige, can be credited, in fact to be the first builders to come up with a dedicated work force specially assigned for post construction care.

In this respect builders nowadays are creating intelligent homes, those that seem to be tailor made to meet consumers requirements at all points of time. Today the users ask for not just space but also aesthetics and building efficiency. Another important factor that builders have to keep in mind is that today s needs are spread over a wide spectrum. On the other hand, in this age of anti- pollution and green peace drives there is a requirement for houses to be environment friendly. On one hand it is about safety, automation for speed and efficiency and an integration of all building systems under a centralized control system to ensure the smooth functioning of all in- house facilities. The Property Management team consists of highly skilled workers who are specially trained to maintain the impeccable standards that are the hallmark of all Prestige developments.

The team is committed to deliver professional building management and services using ultra modern technology to cover the following aspects to the best satisfaction of the customer: Safe and secure premises. Using state- of- the- art equipment, we make sure that all aspects of the properties we handle are in mint condition and that all the said and unsaid needs of the inmates of the buildings are met. Clean and pleasing environment. Civil and electrical maintenance of the property. Hassle free upkeep and maintenance. Landscape and garden maintenance.

Facility management. Swimming pool and health club. The real challenge for the Property Management team lies in customizing their maintenance processes to suit the varying needs of the diverse range of developments that Prestige creates- be it a high rise complex housing MNCs, residential apartments with beautifully landscaped grounds, sprawling luxurious villas or shopping malls of international standards. The breathtaking landscapes that are an inevitable accompaniment of all Prestige properties lived up to their reputation by winning a plethora of awards. We were the undisputed stars of the Independence Day Horticultural Show organized by the Mysore Horticultural Society. This is ample recognition of the dedication and good work done by the Property Management and Services team.

Services: Mechanical, Electrical& Plumbing: Prestige Property Management& Services offers MEP Services for home and office spaces which will include regular daily operation and maintenance of all system like power supply, operation and maintenance of diesel generators, UPS, elevators, HVAC systems, motors, pumps, water and sewage system. It is small wonder then, that this team is one of the most sought after in their field in Bangalore, setting standards in world class property care. We have standard operating procedure and operational plans to ensure preventive maintenance schedules( daily/ weekly/ monthly/ yearly, maintenance of check lists) , predictive maintenance, spares planning, breakdown maintenance, emergency procedures and liaisoning. In addition, we undertake annual and periodical maintenance of the buildings to ensure the value of the property is appreciated. Civil Maintenance: Prestige Property Management& Services have qualified and well experienced engineers and supervisors to ensure routine maintenance of both commercial and residential buildings. Security: In the present day context, security of work place and residential complexes is very important and it is essential to have a professional agency handling all matters of security.

We have experienced professional executives and staff to ensure the same. We, in Prestige Property Management& Services, have a professional set up to cover all aspects of security relating to our properties. House Keeping: We give housekeeping services great importance since a clean workplace enhances the clients esteem and improve the work culture. We are also trading in latest maintenance, cleaning and solution systems such as suction cleaners, floor care equipments etc. We offer specialized products and services related to the care and maintenance of commercial and residential buildings. We have a team of experienced professionals to achieve our goal.

Landscape& Garden: We have a team of professionally trained horticulturists and gardeners to maintain all landscape and gardens in both commercial and residential properties developed by us. Personal attention is also given to our employees keeping in mind their health, hygiene and safe working conditions. We use eco- friendly organic manure for maintaining our gardens. The control strategies include residual spraying for the control of mosquitoes, spot treatment for, spiders house flies, cockroaches. Pest Control: Pest control is a continuous process which needs careful planning and implementation. Breeding sites like manholes, etc, drains. , are also treated. We use most advanced public health pesticides which are environmental and human friendly with low toxic hazards, with no offensive smell for pest control.

Rodent control is ensured by way of trapping and baiting. Swimming Pool& Health Club: We in Prestige Property Management& Services undertake maintenance of both indoor and outdoor swimming pools, water bodies and health club by professionally trained staff. For more details visit the site: http: //www. prestigeconstructions. com/

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S. And Abroad That Most Commercial Loan Brokers Aren T Aware Of Due To Access Restrictions - Earline Fore's Finance and Real Estate blog:

If you re looking to purchase a commercial property, and have doubts as to whether you will be able to qualify for a loan, there is no need to worry. S. and abroad that most commercial loan brokers aren t aware of due to access restrictions.

For Example, There Are Tampa Real Estate Agents That Specialize In The Luxury Home Market - Finance and Real Estate:

Over the course of the past fifteen years, the New Tampa real estate market has been constantly expanding.

Do You Know What A Scam Means When It Comes To Investing In Real Estate In Maryland - Bette Fulks's Finance and Real Estate blog:

Do you know what a scam means when it comes to investing in real estate in Maryland?

Loan- To- Value( LTV) Ratio

Category: Finance, Real Estate.

Traditionally, people put 20% of the purchase price as a down payment when buying a home.

However, you have many, as a borrower more choices including some that provide you greater financial flexibility with greater risk, or more stability at higher cost. You would pay this 20% upfront as a" cash" down payment through a cashiers check or by wiring money to the seller, and get a mortgage to pay them the remaining 80% of the price of the house. Loan- to- Value( LTV) Ratio. Putting more of your money into a deal is a sign that you are committed: you as a borrower are less likely to cut and run because you have put up a significant amount of cash upfront to buy the house. Lenders like larger down payments because it reduces their risk. You d lose that investment along with the house if you ran.

If you stop paying a mortgage, the lender may write off the loan, foreclose and then try to resell your house. Larger upfront down payments also help the lender minimize their potential losses. But they can t always get full market value, so the smaller the loan amount, the better. The amount of the loan as compared to the actual value of the house is called the loan- to- value( LTV) ratio. If the loan is much less than the actual value of the house, the lender stands a better chance of profiting, or at least breaking even, if you walk away from your mortgage. In this example, if you put 20% down, the LTV is 80% . Less Than 20% Down.

This is the norm when getting a mortgage. If you want to put less than 20% down( resulting in an LTV higher than 80% ), you have a couple options. This loan will usually have a higher interest rate than your primary mortgage. The first is to get a" piggy- back" loan, where you take out another loan to pay the down payment. Your second option is to pay for private mortgage insurance( PMI) . Some lenders will even allow you to borrow the entire purchase price of a house( 100% LTV) .

This insurance protects the lender if you stop paying your mortgage but is relatively expensive for what you personally get: nothing. You pay a premium through higher interest rates when choosing this route and you incur a significant risk. When you make a down payment, your loan is less than the value of the house so you have some padding should you need to sell your house if it goes down in value. If your house goes down in value, you could sell your house and still owe money to the lender. Without a down payment, your padding becomes any money you have saved up for a rainy day. 100% LTV is a powerful tool but you need to understand the risk. As you payback the HELOC, you can use the available credit much like you would a credit card with a lower interest rate. A more common scenario is 10% down( 90% LTV) where your" piggy- back" loan is actually a fully- utilized home equity line of credit( HELOC) .

Again, HELOCs are debt and the interest charges can be significant, but they are another tool if you re disciplined with your finances. If you go into the mortgage process expecting to put down 20% , you ll generally start with some of the better rates available from that lender. The Thought Process. From there, you can compare how much more you ll have to pay if you put less down. Make sure that the higher cost justifies your plans. Some people either don t have 20% to put down or don t want to tie up all your money in a house( i. e. you d like to invest your cash elsewhere) . This cost may include higher interest rates for your mortgage and" piggy- back" loan, as well as PMI.

Interestingly, some lenders will give you a discount on your interest rate if you put down more than 20% . (This difference in LTV should not be confused with paying points. If your credit card debt is significant, consider paying that off before purchasing a house so that you can be more assured of living in whatever house you buy for a long time. When you pay points, you re buying a lower interest rate for the same loan amount. Bottom line: down payments of 20% or more will start you off with your lender s lower mortgage rates and eliminate many unnecessary fees, but if you re disciplined financially, a smaller down payment of 10% can give you more flexibility. When you make a larger down payment, your loan amount is less and the lender may reward you with a lower rate. ) A quick analysis of the cost savings vs. your goals will help determine if this choice is worth the reduced financial flexibility.

Choose The Convenient Size Of The House

Category: Finance, Real Estate.

A house is one of the most vital necessities in life. Finding a good shelter that is convenient and safe is a must and should be done in the most efficient manner possible.

Every person should have a roof above his head in order to live comfortably and decently. In finding a good place to live in, there are a few things one must have in mind. Look for a Place to Suit Your Lifestyle. Accordingly, the following are some factors one should take into consideration when deciding to buy a house. The place where you intend to buy a house must fit your way of life. Attracted to the sand and the sun? If you like quiet streets, barbeque during weekends, outdoor activities and be closer to nature, look for a house in the rural areas.

Look for a property near the beach. Try looking for a house in the city or in the suburbs. Do you like the nightlife? In line with this, Pennsylvania is a good place to start finding a place to live in. The rural areas have relatively low crime rates and the urban cities are highly- diverse. The winter is not that cold and the climate is very humid during summer. Here, one can live and work in the city at the same time manages a getaway to the tranquility of the rural areas in a manner of minutes.

In view of that, toppennsylvaniafsbo provides for an extensive property listing in Pennsylvania. It is a safe and convenient place to start a family. It provides complete information on available houses for sale in every corner of the Keystone State. One of the first and foremost considerations in buying a house is the amount of money you re willing to spend. Determine How Much to Spend in Buying a House. The budget for the new house should include not only the price of the house, but also the cost of renovation, including labor and construction materials. The year it was constructed and the reason the former owners of the house decided to sell it must also be known.

It is advisable to look for a house, which needs few repairs or remodeling to reduce your expenditures. The former owners might have left due to hazards to safety due to the age of the house. Choose the Convenient Size of the House. Consider also the amount of taxes that should be paid regarding the property. The house selected must have enough space for the whole family. If living alone, it must have adequate space without sacrificing the functionality of every corner of the house.

The rooms must have a definite purpose and has a good lay out to meet the needs and the size of the family. Ensure the Safety and Security of the House. Look at the most recent crime rate data, especially incidences of violence, drug trades and burglary in the neighborhood. Check for the latest available data regarding frequency of earthquakes, cyclones and other, floods calamities in the area. This is to ensure that the neighborhood is safe and secure to live in. It will also be helpful to consider the availability of an insurance company that will insure, at an affordable fee, the house intended to purchase.

Also, ensure no part of the house has termites or other pest that will endanger the health and safety of the people that will live in the house. Ascertain Adequacy of Water and Electricity Supply. These are basic necessities and should not be a problem when you move in. The house must have sufficient and constant supply of water and electricity. Consider Proximity to Schools, Stores, Workplace, etc. There must also be available transportation.

The house selected must be a near as possible to schools, store, workplace, hospitals or at least clinics, parks, stores, and other important places in the neighborhood. If owning a vehicle, the roads must be in good condition to lessen travel time from one place to another. Determine the Overall" Feel" of the House. This will reduce daily expenditures at the same time providing convenience for the whole family. Last, but not the least, is to ask yourself if you feel positive about the house you intend to buy. If married with children or just starting a family, can you see your family living comfortably in the house? Can you imagine yourself living in the house?

Do you feel safe in the neighborhood? Affordability, safety and convenience are the keys to make your new house a home. These are some of the basic things a prospective buyer of a house must have in mind in choosing the right house to purchase.

To Avoid This Problem And Actually Make Money With Fixer- Uppers, You Need To Do Some Research

Category: Finance, Real Estate.

The dream of many is to buy a little, rundown home and turn it into a beautiful piece of property that can be sold for several times the price they paid.

Perhaps they never actually get around to buying that fixer- upper, or maybe they do, but are never able to finish it or find that it will require sinking entirely too much money into the place to make it worth selling again. It s a dream that often doesn t make it into reality, for a variety of reasons. To avoid this problem and actually make money with fixer- uppers, you need to do some research. Have the house inspected. Here are a few ways to ensure that you are getting a home that can actually be fixed up and that will earn you some real money when you finish. Bring in a pro to inspect the house before you put an offer down. Learn some skills.

This should let you know whether or not there are any hidden surprises that you need to know about, like termites in the basement or cracked foundations, both things that can end up needing far more work than you anticipated. Save money by doing your own basic repairs. Some areas, require a qualified, like electrical professional, but many other things you can do on your own, painting and replacing, including flooring carpet. If you know a little something about plumbing, you can redo the kitchen pipes. Crunch the numbers. Source the paint, etc, carpet. and figure out how much you will actually have to spend in order to make the home saleable. Rather than jump into the first fixer- upper that appeals to you and looks doable, run the numbers to see if you can actually make a profit.

Then add 10% . Chances are you will be able to make a decent profit. If you still find that the numbers work for you, and then go ahead. Work the barter system. Let s say you are able to paint lovely murals and you know someone who can do roofing. Bartering is a great way to get services without having to pay actual cash. You paint murals for them, they do the roofing for you and you are only out the cost of materials.

You ll only have to invest your own time in order to get services in return. It can be an excellent method of getting things done on your fixer- upper and keep costs down. Talk to previous owners. This can give you a good idea of repairs that have been done and work that may be needed in the near future. If the current owner hasn t been in the house for long, you may want to talk to those who lived in or owned the home before. If previous tenants complain about the water heater, you will know that this is something that might be needing replacement shortly. Make sure you have a clear idea of what you are getting yourself into and figure out if you are actually going to make a profit.

Buying a fixer- upper can be an exciting prospect and definitely a good way to earn some money in a relatively short period of time. . . but only if you know what you re doing! Then go ahead and buy your dream home, fix it up and sell it for a big profit!

In Languedoc A Wonderful Place To Buy In Is Agde

Category: Finance, Real Estate.

The South of France is a popular place to buy a home.

A problem for many is deciding where to buy. It s easy to understand why. it has so much to offer! A really good choice at the moment has to be the Languedoc Region. In Languedoc a wonderful place to buy in is Agde. It oozes charm! So let s discover why Agde is a great place to buy a home in or just to visit. This beautiful city was first inhabited, 2600 years ago, by the Greeks. 2 miles from the Mediterranean sea, Agde is situated just below" Le Mont Saint Loup" , an ancient volcano.

Agde is the 2nd. oldest city in France and is situated on the banks of the River Herault, in the Languedoc Region, in the south of France. The basalt rock, was used to, quarried from here build most of the buildings in the narrow roads and lanes. The old city, is steeped in tradition and culture. It was also used for the dramatic fortress cathedral, "Saint Etienne" , which was built in the 12th. century on the foundations of a 5th. century Roman church. It has an abundance of" good value for money" restaurants and cafes, with bustling outdoor weekly markets and fetes. People buying homes here love the ancient and rustic character of the place. The city is colorful and alive with atmosphere, especially during the summer months when there s plenty of wonderful things to see and do, you ll be spoiled for choice!

Many buy property needing total renovation- there are grants available for restoration of the ancient buildings- check with the local Mairie. It consists of holiday apartment blocks, all types of restaurants, night clubs, shops, hotels and plenty of attractions for children. On the other side of the volcano, sits the area known as Cap d Agde, it s the largest purpose built holiday resort in Europe( Built in 1970 s) . Many sun drenched fine sandy beaches grace this scenic spot and it attracts 1000 s upon 1000 s of visitors from all corners of the globe each year. Cap d Agde also has Naturist Quarter popular with visitors from all over Europe. This is an ideal spot to buy a vacation home. Two miles from the old city, up the River Herault( still in the commune of Agde) you will find Grau d Agde, a small holiday village.

This area is also popular for holiday homes. With plenty of restaurants, bars, shops, markets and a super clean beach, it s a calm mini holiday area to relax and let the day drift slowly by. Across the river( 2 minutes by ferry) lies the tranquil village of La Tamarissiere. The village has camping sites, bars, restaurants, shops and markets. This village is unique, it has its very own pine forest along its golden beach. This is an exclusive part of Agde, perfect for those, still relatively undiscovered seeking quality. Agde, with its 22000 inhabitants, has much to offer.

Property prices are likely to rise steeply here over the coming years. Many wonderful sea, river and canal boat trips depart from Agde. It is also an ideal base if you wish to travel and see some of the most fantastic cities, towns and villages in this beautiful region of France. Water sports, bus tours, horse trekking, walks, fine hotels and restaurants emitting mouth watering aromas, catering for every taste. From Agde Train Station, you can be in Montpellier in 30 minutes, Beziers in 10 minutes. If you re traveling by car, you ll find the roads in super condition and well sign posted.

Narbonne, Carcassonne and Perpignan cities, are a little further on and if you wish to visit Paris, it s only 4 hours by fast train. It is also within easy distance of Spain. Maybe you ll return and buy your dream home there! Visiting Agde will be an experience and you ll leave with a lot of fond vivid memories.

Today, Hyde Park Is One Of The Most Densely Populated Areas In The City

Category: Finance, Real Estate.

One of Austin's oldest and most loved neighborhoods in Austin is Hyde Park.

Founded in 1891 by the Missouri, and Texas Land, Kansas and Town Company, the neighborhood was designed and marketed as a lush and spacious suburb that included its own streetcar line and an artificial lake. Located in Central Austin just north of The University of Texas, Hyde Park is over 100 years old. Today, Hyde Park is one of the most densely populated areas in the city. The neighborhood has its own monthly newsletter, which is delivered, The Pecan Press to approximately 2, 000 Austin homes. Noted for it's beautiful tree lined streets and its unique and diverse population, the neighborhood is marked within the boundaries of 51st and 38th Streets to the north and sound, and Red River and Duval to the east and west. Before moving to Dallas in 1875, the Texas State Fair was held in the eastern section of Hyde Park. Another important historic home in Hyde Park is the small castle- style studio named Formosa.

In fact, a portion of the former horse track is still reflected in the curved segment of 39th street, the location of The Shipe House which was built using wood from the former race track's grandstand. The former residence of sculptor Elisabet Ney, now houses a museum dedicated to her work. The residents of Hyde Park are extremely fortunate in the number of fabulous restaurants and businesses that are part of the neighborhood. Hyde Park is full of historic homes and former residences of some of Austin's most influential residents. The Hyde Park Grille is famous for its French fries and is a wonderful place for a Sunday brunch. Across East 43rd Street, Asti Trattoria serves up it's sleek and sophisticated cuisine.

Across the street, Mother's has become a city wide favorite for its wide and varied selection of vegetarian specialties. The Hyde Park Theatre has grown into one of the cities hottest theatre spots. Located in a city full of festivals, Hyde Park has two annual events that are uniquely its own. Each January and February, the Theatre hosts Fronterafest the premiere fringe theatre festival in the Southwest. Every June, the Hyde Park Neighborhood Association holds its annual Historic Homes Tour. The second annual event is the Fire Station Festival which takes place every October.

People come from across the state and nation to view the homes and hear the stories of the historic neighborhood. In the early seventies, the city decided to close Fire Station Number Nine in an effort to cut cost. Every year, the neighborhood gathers together to celebrate this historic building and the brave men and women who call it home. The residents of the neighborhood banded together and saved the historic building. Because of its location close to the University and downtown, Hyde Park has become a favorite among graduate students and young professionals. In 2006, the median price for a house in Hyde Park was$ 309, 902 and the median price per square foot was$ 20

A VA Loan May Be Possible

When I was in my early thirties I became interested in real estate again.

Now, after a few years as an electronic technical, I had just gotten my first job as a programmer trainee. The first time was in junior college, but I never followed up on it due to a declining real estate market at the time. During the two years I worked for a large insurance company as a programmer several of my classmates bought houses. I wanted my first house. They were married or had money given to them for the down payment and house prices were still relatively low so they could qualify for a loan. That's when it all changed. I was a happy single with a nice apartment and my little red 1963 Corvette Sting Ray convertible.

I had not given much thought to having my own house. It was a rare fuel injected model which I had searched long and hard to find. I had a couple of other cars too and I guess I needed a garage to keep them in instead of the carport at the apartments where I lived. It was a fast little car. Although my salary was good it was still too low to qualify for a house. I had no marriage plans. I figured the only way I could get one was to either get married or get a better job.

My strategy to qualify. First a switch to a large bank holding company in Los Angeles for a year, then to a high class credit card company on Wilshire Boulevard. Better job it was. That looked promising as my salary had taken a nice jump during those two jobs. I quit to avoid the two hour drive from my place in Monterey Park. It didn' t last long as my work hours were switched to a starting time in prime rush hours. Before I quit, I found a, however better job in Arcadia about a half hour away from my apartment.

I had just locked the door and was walking toward my car when I heard the phone ringing inside. There was no break and after quitting on Friday I was ready to start my new job Monday morning. I kept walking, then hesitated and decided I better try to answer it. It was a call from Southern California Edison with a job offer starting that day. I rushed in and answered the phone. It was an offer I couldn' t refuse. After calling the company I was originally heading to, and apologizing about now not being able to take the job, I headed off to Edison.

It was a better job with a huge utility company, and better benefits, higher salary. Finding a house. Now was the time to look for a house. My salary had now doubled in about two and a half years. I knew even then it would be marginal qualifying, but I had to try. I immediately turned to my sister Kay, who was a part- time real estate agent. I had no down payment but I could easily make monthly payments on a house.

I was lucky. It was a small single family house near West Covina, California. I got first shot on a brand new listing my sister had just gotten. Not quite in the area I wanted, but sometimes beggars can' t be choosy. I made an offer slightly below the asking price for the home. Making an offer. In my offer I specified I required a VA( Veterans Administration) loan.

My offer was accepted. Some sellers don' t like to sell to anyone that wants a VA loan due to some extra costs plus the house requires a government inspection. The seller agreed to the VA loan and to pay all the points( costs of getting the loan) . Then it was inspected by the County( a fee was paid) and fortunately it passed with no problems. When the house was inspected it required adding some supporting brackets on the small patio, which was done inexpensively. The hard part: Qualifying.

Qualifying for the loan is almost always a problem as the lender always seems to have some problem with something on your application. Now the hard part. True to form, there was a credit problem I had unresolved from a loan I had previously had with a loan company. That was finally resolved, but not without difficulties. They had threatened my parents numerous times when I was late making a payment and I had refused to pay them anymore, since my parents weren' t involved in my finances and I hadn' t lived with them in well over ten years. I was then sweating it because my critical debt to loan ratio was marginal.

Finally I got the house, a" no money down" deal financed with a VA approved loan. I got my house. I got a twenty- two year old house for$ 39, 000 with payments of$ 360 a month. Looking back, and even at that time I felt that was the best bargain I ever got from the military. That was a while ago when prices were not as astronomical as they are now, but nonetheless a typical priced house for those years. I disliked the Army, due to being based in the southern states where there was so much discrimination, even in my own platoon.

A VA Loan may be possible. But the ability to get a house with no money out of my pocket is a great benefit for those of you who have served in the military. And even if the house you want does not offer a VA loan it may still be possible to get one. A different, much more expensive home, than my first one mentioned above. An example is the home I live in now. My home was new and the builder did not offer VA loans due to the higher cost of the house. I checked with a local real estate company and asked for the maximum amount the VA would finance in the area my house was in( it varies in different areas) .

I was then familiar with how to get a VA loan so I knew it might be possible to get one, even though none was offered. I then asked the builder if I paid the difference between the maximum the VA would finance and the price of the house would they be willing to sell the home to me under the VA loan program? I got my VA loan with a$ 28, 000 down payment with the very best financing, a government approved assumable VA loan. At first they didn' t want to because the property has to be inspected and approved by the VA, but finally they said ok. VA Loans are for veterans. It is a loan that is approved and guaranteed by the Veterans Administration. One thing I need to clarify is under the normal VA loan program( there are others) the loan is not actually a government loan.

Under normal circumstances VA loans are normally only given to Veterans of the US Military. If you are a veteran and have not considered getting a VA loan to buy a home don' t ignore its potential. Under some other programs anyone can get a VA loan, but those are the exceptions, one of which I allude to in my series of articles on some of my" no money down" deals. Although the rules have changed some since I got my last VA loan they are generally a good deal, especially for your first home where the price is usually lower than if you are moving up in homes. However the last time I checked, a couple of years ago, there was a huge cost to get a VA refinance loan. You can also get a VA refinance loan.

Check with a Realtor for the VA requirements in your area. And who knows you too might follow in my footsteps and end up with more than one VA loan. You can' t really go wrong with a VA loan. I did and consummated several" no money down" deals. Copyright( c) 2007 Charles Harmon