Saturday, August 30, 2008

You Can Book Your Accommodation Madrid Through Our Website Or By Telephone

Category: Finance, Real Estate.

Thinking of a holiday trip with difference? Emergence of internet has made it easy for the holiday consumers to book any suitable and efficient holiday package online.



Forget the earlier process of booking for holidays involved visiting travel agents and collecting information of places, tickets and accommodation at that place. Imagine an elegant accommodation in Madrid during your holiday trip to that place. Yes it is. Is it easy! ChicRentals bring you the most apposite service of booking accommodation Madrid for you feasible for your days of relaxation in Madrid. The Spanish capital Madrid is a splendid place to take your feet away to an enticing world.


Holidays in Spain are the most sought after tourist place next to France. For its favorable weather condition and hospitable people it has carved its name among the most popular tourist destinations. We at ChikRentals do the hectic job of booking an accommodation in Madrid for you to help you spend time during an elegant stay. Hence, tourist from far away countries long for accommodation Madrid to enjoy the intriguing city during their holidays. We select the apartments for you that are strictly based on the criteria of decoration and comfort. We believe in providing feel- at- home service to every customer as our goal is your satisfaction. You will get the accommodation starting from the shoe- string level to most sophisticated ones befitting your holiday plans.


You can book your accommodation Madrid through our website or by telephone. Once reservation of your accommodation in Madrid is confirmed, we email or fax you about that. We also receive payment through credit cards for your convenience. You will be informed about the details about the booked apartment through the email or fax. You can pay only 30% of the total amount during reservation of your accommodation Madrid. Our staff will receive you upon your arrival to the apartment whose name and procedure to contact him would be there in the fax or email sent to you. Rest of the amount is payable after arrival.


We can book your accommodation Madrid that best suits to your budget and preference of room. If you are caught by last minute quandary contact us at our email address or by telephone.

Friday, August 29, 2008

When Anne Came Back To St

Category: Finance, Real Estate.

Every time Anne Dunajcik lists and sells a home, a chain reaction is started from that particular satisfied client who enthusiastically recommends Anne to someone else he or she knows.



Because of Anne s awesome supportive network of Raving Fans, Anne has been blessed to be in the Top 1% of all St. As Anne is a high- performing agent, that has meant a lot of referrals over her 22 years in the business. Louis Realtors year after year. Louis realtors since there are 13, 000 realtors serving the St. It is pretty amazing that Anne ranks in the Top 75 of all St. Louis area. Louis area as well as a proud investor in the Keller Williams Kirkwood office.


Anne is also one of the top Keller Williams agents in the St. Although her office opened their doors only 1 year ago, they have quickly risen to be a star in St. Her office currently ranks in the Top 15 of all St. Louis Marketplace. Louis real estate offices and they currently have over 100 agents serving the St. Anne has a passion for utilizing her considerable skills in marketing, negotiating and communicating to help people achieve their goals and their dreams of homeownership.


Louis community. Besides her outstanding performance and exceptional service being key elements in her success, it is Anne s vivacious, friendly and enthusiastic personality that first wins people over. She truly is their Realtor for Life! She takes great care to forge strong relationships with her buyers and sellers from the very first encounter, and then takes great pride in the fact that even after the closing people rely on her advice and counsel and go to her as their" person in the know" with regard to all things real estate. Anne was born and raised in the St. She developed her skills in marketing and communication while attending The University of Missouri- Columbia earning her BSBA in Business.


Louis area and thus she knows this market inside and out which is a key ingredient that buyers and sellers look for when selecting their agent. She also furthered her education with a Master s Degree in Business from St. Fresh out of college, Anne was hired to be in the first intensive 9 month Account Executive Programs for Southwestern Bell& AT& T. Louis University. She quickly rose thru the ranks and became one of their Top Sales Associates in St. Due to her sales and communication skills, Anne was promoted and moved to Denver, Colorado where she became one of AT& T s lead instructors in the nation at the National Sales School.


Louis. Anne then was promoted again to a Sales Manager back in St. When Anne came back to St. Louis. Louis, she and her husband started their family. What started as a part time job helping friends quickly grew into a successful business as word of mouth about Anne s great reputation spread.


Anne followed in her mother s footsteps( who was also a top realtor for 21 years) and got her start in real estate back in 1986 when she was pregnant with her first son. Anne has been a top seller realtor in the St. Anne has been married to her husband Karl Dunajcik, a Financial Advisor with Moneta Group in Clayton for 27 years. Louis area ever since. Anne and Karl have 3 children who all attended MICDS in Ladue and Christ Community Lutheran School in Webster and Kirkwood. Brad is 19 years old and studying business at the University of Illinois in Urbana Champagne. Their oldest son Matt is 21 and in Japan for 1 year studying East Asian studies.


Their youngest child Michelle is 15 and is a sophomore in high school at MICDS. God and family come first. The other passion in Anne s life is God and family. Anne also loves traveling, laughing, dancing, decorating, books, gardening, movies, dinner out with, theater friends and just relaxing and appreciating all the great gift s that God has blessed us all with. She understands and appreciates that buying a home is one of the biggest investments her clients may ever make. Colette Brasier loves people and she loves being a Buyer Specialist.


Because of that she is not about just about" making the sale" . It s all about her clients. She is about first helping her clients achieve their goals and dreams of homeownership. She focuses on each individual client and listens to their needs and desires in a home and then sets to work to make their dream a reality. Her thorough knowledge of the market as well as her wise counsel and advice are critical to helping her clients every step of the way from the first consultation through closing and beyond. Colette believes in honest, open communication and close, attentive guidance. Because she specializes in working only with buyers, she has vast knowledge and experience in the entire home buying process.


Colette is just as appreciated for her endless patience, and stick, persistence- to- it- ness when it comes to working with buyers who just need more time finding the place of their dreams. She can easily guide her buyers to the right home for them, helping them make an informed decision. She treats every client with the same level of exceptional and caring service whether they are buying a condo or a castle, whether this is their first home or they are moving up to their all time dream home or down sizing to their retirement home. She loves people and sees her job as more than just a Salesperson. Colette is also known for making lasting relationships with her clients. She is laid back and low- key and does not believe in high pressure sales pitches.


She believes these relationships lead to her buyers trusting her and referring their friends and families to her. She believes that she can be remain professional and knowledgeable about her job and at the same time, develop a relationship with her clients. Colette has been a Professional Realtor Since 2001 and a Buyer Specialist with the Dunajcik Group since 200Prior to entering Real Estate, she came by her caring, nuturing personality naturally as she worked as a Licensed Practical Nurse for 15 yrs. Since becoming a Realtor, she continually attends training classes and conferences and educates herself to the changing market so that she can better serve her clients. She believes her Nursing skills helped her develop the patience and people skills that are so important in Real Estate. Colette is married to her wonderful husband Bob.


He is 100% supportive of her job and encourages her to be the best she can be. She believes Bob has helped her become the successful Realtor she is because he understands that her job has no set schedules and that their plans can change at any given time. They have 5 children with 3 still at home. Colette also enjoys jogging and completed the Chicago marathon in 2006 while raising money for the Leukemia- Lymphoma Society. They enjoy spending time at their small lake home in the country, hiking thru the woods and being outdoors. It s not unusual to see her out running now with past clients. She tries to live each day to the fullest and enjoys sharing what she has with those around her, including her clients.


Colette believes that God has blessed her with a wonderful family and a wonderful Career. Sue s title is Client Care Director and that s exactly what she does. care for you! She is there for you every day Monday- Friday from 8: 30 am- 5: 00 pm to provide" Instant Service" and a friendly, helpful voice ready to service your every need. Her primary responsibility is to take care of you and make sure you are receiving TOP NOTCH service. Sue is a fully licensed agent, just like Anne. Whereas, Anne s expertise lies in overseeing the big picture, Sue s strength lies in managing all the details and deadlines. She was carefully selected by Anne because Sue shares Anne s work ethic and values.


She will help guide you smoothly to the closing table. She is a highly trained and skilled specialist who has been licensed since 1987 and has been working as a Client Care Director for the last 10 years. Sue is no rookie. She has helped hundreds of Buyers and Sellers just like you successfully navigate the detailed- filled waters of the post- contract, pending phase. With the combined talents and skills of both Anne, fine level of, Colette and Sue service that greatly exceeds the service of a single agent working alone.

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Buying Properties Such As A Mallorca Country House Is Extremely Popular Especially Among Retired Couples Who Find Spain A Great Place To Live - Finance and Real Estate Blog:

Spanish authorities have declared that more than 140, 000 people from UK alone are living in Spain, with the vast majority owning Costa del Sol, Costa Blanca and Mallorca properties. Truth be told, who can resist beautiful beaches, sun throughout the year and one of the lowest costs of living in Europe?

Thursday, August 28, 2008

What If The Project Was Not Adequately Repaired

Category: Finance, Real Estate.

Landlords like other business owners are always seeking ways to maximize the value of a dollar. Trying to cut corners by using" cheap labor" may make sense in the short term, but in the end much larger trouble may occur as a result.



Some of the greatest expenses of owning rental property are the maintenance, repairs and improvement of their investment. Hiring an inexpensive handyman or uninsured contractor may pose several difficulties, big and small. Using a licensed and insured professional may be the difference in preventing a larger unforeseen problem that may be disguised as a smaller one. Below is a list of the potential hazards that may emerge when using a non- professional. A licensed electrician or plumber are more adept at seeing the bigger picture, whereas a" handyman" may fix the repair at hand, while missing a more complex situation that left untreated may be a larger problem, later. Using a non- professional in this instance may cost more money. What you may see as a small leak or electrical problem, may in fact be a larger problem that can be overlooked by a" jack of all trades" .


By using uninsured or under insured contractors, you leave yourself open to liabilities for injury to person or property. For instance. Although you may think you are saving money by hiring a cheaper, if the unforeseen, uninsured contractor occurs, and someone gets hurt or worst, you may be liable for exorbitant medical or legal costs. You hire a handyman from the classified section of your local newspaper. This can be a very costly situation. While performing the repairs you have requested, his ladder falls and not only is the repairman hurt but a passer- by also gets injured. Not only can the handyman sue for damages but the injured bystander may bring suit as well.


Are you willing to risk this potential loss of money, time and aggravation? Many property insurers do not cover this type of situation, leaving you vulnerable to unending costs and liability. What if the project was not adequately repaired? Often times an uninsured contractor or handyman may disappear never to be found when a setback occurs after he allegedly makes a repair. Most often a reputable contractor will stand behind his work. Now, the landlord will have to pay again to have the same repair made. When hiring anyone to work on your property, it is wiser to hire the person by the job or project rather than hiring by the hour.


Thus, the assumed savings turns into a double payment. Once a person works for you by the hour, it is assumed that they are your employee so you would need to protect them under your own insurance. It is also very helpful to get all estimates in writing. Therefore, hire contractors and the like by having them furnish estimates to you for each project or job. The old adage" you get what you pay for" is very true. Bear in mind that if you acquire cheap labor or services, you will get cheap labor or services. Unfortunately it is a common belief that in order to save money, you purchase less expensive items or services.


Although, gambling can be fun in its proper place. Making what seems like a small misjudgment or hasty decision in order to save a dollar may end up costing so much more. Do you really want to gamble with your rental property? You may wind up in a liability law suit or paying twice for the same repair or damages may be sustained by overlooking a larger repair by using a non- professional. It is probably wiser to spend a bit more money on a professional NOW rather than LATER spending a bundle of money on a bigger repair, legal costs or worst, a monstrous lawsuit.

Wednesday, August 27, 2008

The Spanish Villas Are Always In Demand

Category: Finance, Real Estate.

The promise of a life all full of luxury is certainly the assurance of Spanish villas.



Then you have more than one neat and clean bathroom to take showers or to freshen up yourself. You get more than one bedrooms to spend the night in peace. Big lounge is there to place sofas, sit and spend some memorable moments in talking to someone special. As if these are not enough, Spanish villas include designing dining rooms where you can take the taste of delicious dinner or a mouth- watering lunch. To take delight of the beautiful views around the villas, there are large terrace. More than anything else, you have swimming pool to take a dip or lay floating on.


Whether you rent a villa or buy one, you will have access to all these facilities. Almost every luxury Spanish villas have all these and so many other sources of pleasure included in them. However, it is not simply the pleasure of living in the villas in Spain that attract the attention of million of visitors from all over Europe. Making investment in Spanish villas has become the easiest way to make big money and that too in quick time. The villas have tremendous business prospect and this is what draw the interest of many of them. Since the villas are well- furnished and rich in necessary facilities, they are never without boarders. And hence, their monetary value is increasing ever.


The Spanish villas are always in demand. This makes investment in the villas a lucrative business. And since the villas are the most promising of them all, investing on them will be the safest bet. People from all walks of are unanimous that real estate in Spain is the safest and most profitable place to investment. Without running any risk of losing anything, you can enjoy a huge profit at a very short period of time.

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One Of The Few Drawbacks When Taking Residency In Andorra Compared To Monaco Has Been Access To A Major International Airport - Finance and Real Estate Blog:

Popular with winter sports enthusiasts, but little known outside of the skiing and financial communities, the small European tax haven of Andorra has seen some startling rises in her property values in the last two years, with a repeat performance in 2007 possible.

So Will Another Interest Rate Cut Be Enough To Bring Back The Mortally Wounded Housing Market Back From The Brink Of Death - Alissa Radle's Finance and Real Estate blog:

As the sub prime mortgage debacle continues to play out across the United States, the Federal Reserve has opted to cut interest rates by half a percentage point, from 2This cut makes all loans relatively cheaper, thereby encouraging a pantheon of economic activity to increase, hopefully in the troubled housing market.

Real Estate Market Is One Of The Active Markets In The U - Tonia Bannerman's Finance and Real Estate blog:

According to the Real Estate Roundtable( non- profit public policy entity based in Washington. C. that works on public policy issues concerning the real estate industry) , realestate. plays an important role in the economy of the United States as a whole.

Monday, August 25, 2008

You Will Fine Everything But Boredom Near Your Austin Condo

Category: Finance, Real Estate.

CNN and Forbes magazine ranked Austin, Texas as the third fastest growing suburb in the United States and many people desire to live in an Austin condo. The Villas on Travis provide Austin condos with the beauty of the rural outdoors with the best of �? city life’ only a short drive away.



But not all luxury Austin homes offers the best in rural and city life. Fisherman flock to Lake Travis to take advantage of the great catches found in the lake, located just outside the Austin condo. Very few luxury Austin homes provide this plethora of lakeside views and recreation so close to home. Others may not fish, but desire to spend a leisurely day on Lake Travis in a canoe or pontoon boat. If you avoid the water, you can take a gorgeous nature walk near the lake and enjoy the outdoor beauty near the Austin condo. Restaurants, theaters and museums, dance clubs line the streets of Texas’ capital city giving residents many options to soak up all the city offers near luxury Austin homes.


If you prefer city life, you can drive into the city from your Austin condo and taste all the city offers. Three professional sports teams call Austin home and you can take a short drive to San Antonio to see the world champion San Antonio Spurs. Many people value their privacy in an Austin condo �" particularly celebrities. You will fine everything but boredom near your Austin condo! Security and comfort drew many celebrities, such as Sandra Bullock, Lance Armstrong and Matthew McConaughey to luxury Austin homes. This keeps away “undesirables” such as criminals and the paparazzi hoping to get a picture of one of Austin’s famous residents living in an Austin condo.


No one gets into the Villas on Travis without going though one of three gates monitored 24- hours a day. If you run into Sandra Bullock or Lance Armstrong, invite them to dine in your Austin condo. If the fun continues until the wee hours of the morning, invite guests to stay in your Austin condo. You can impress them with the amenities in the luxury Austin homes. Guests feel at home in your Austin condo and may want to stay forever. Dine at one of the best restaurants in Austin before returning to the Austin condo for a romantic evening by the fire. Since the Villas on Travis offer rural and city living, an Austin condo provides the perfect romantic setting for a weekend getaway.


Nothing beats the view from luxury Austin homes at the Villas on Travis and the sunset( or sunrise! ) at the lake caps of an intimate experience.

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Use All Your Resources To Find A Home - Finance and Real Estate Articles:

If you are interested in buying a home in El Centro, you couldn t have picked a better location. It s also a growing area, with new businesses moving into the Imperial Valley and new home communities being built at a lightening pace.

The Flamingo South Beach Sits On Miami S Beautiful Bay - Finance and Real Estate:

Gone are the days when South Florida is considered the home of retirees.

What Kind Of Home Are You Looking For - Finance and Real Estate Articles:

If you ve been thinking about buying a home in Yuma, there s never been a better time.

Saturday, August 23, 2008

Let Us Say It Is The Price

Category: Finance, Real Estate.

Five basic principles can be identified to encapsulate the cardinal rules of successful real estate negotiation. The advantage may be on account of a number of reasons such as: .



Getting the other side to make a commitment first: You will always find yourself better placed if you can manage to make the other side commit their position before you make any commitment yourself. Their first quote may be more advantageous than your own offer. . It lets you bracket their price, which can reveal a broad range within which the negations can be finalized. It allows you to be aware of their position before you give them any information from your side. . You are then in a position to split the difference to close the deal on price and terms suited to your advantage. Start by making an initial offer that is below what you are willing to finally pay: When you come to the point of making an offer or quoting your price, always start with offering less than what you are actually prepared to pay.


Conversely, if you reveal your position first, the other side may be able to control the negotiations in a way that it ends with an advantage. This will leave you with bargaining space and price negotiations. Try appearing dumb instead of smart: Seek information by asking a lot of questions to give an impression of a person possessing limited understanding about real estate matters. The seller may acquiesce and you may have to pay less than your maximum price. Never display sharpness especially about property dealings, as sellers are wary of people who they think are smarter than them. The dumber you appear the better are your chances of a good deal.


This can hinder negotiations and may create a situation where the deal may fall apart. Assuming a helpless demeanor may in fact work to your advantage. This approach is found to be better as sellers more easily accept a situation where you are unable to do something rather than agree to a situation where you are unwilling to do something. Appear to be in a limited authority role: When negotiations seem to be heading for a deadlock, say that you need to check with your partner/ wife/ family members as you cannot make a decision on some point in issue on your own. Gain information about the sellers deadlines and use them as negotiating tools: There may be a number of deadlines that are relevant for the seller. For example, the seller may have a deadline on time, as he needs to move his child to a school at a new location and would like the deal closed before the new session starts. If you have this information, it can be tremendously advantageous for negotiating a favorable deal.


Consider your own position to determine what tops your list in terms of importance in the transaction. You may already have quoted the price in the offer, but it is subject to inspections and negotiations in the process and inspections take time to be completed. Let us say it is the price. You end up working on everything in the deal other than the price and let the inspection linger for as long as possible. Negotiation is a skill and an art that requires patience and level headed thinking.

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A Refund Can Be Claimed If The Withholding Tax Is Above The Tax Liability - Millicent Shoulta about Finance and Real Estate:

In view relevant of the provisions, which include the US Canada- US tax treaty of 1995, Canadian residents( not those who fit US resident criteria) buying property in the US must do their tax planning accordingly. US laws lay down certain criteria to ascertain resident/ non- resident status.

Your First Offer Is Usually Your Best Offer - Finance and Real Estate Blog:

An old rule of thumb in real estate is that your first offer it usually your best offer. Several times I have had clients send stiff counteroffers back to prospective buyers only to never hear from them again.

Make Sure There S No Pre- Payment Penalty - April Fennelly's Finance and Real Estate blog:

A Bi- Weekly Mortgage can save big money!

Thursday, August 21, 2008

The Knowledge And Expertise Of A Professional Home Inspector Will Far Surpass That Of Even The Most Experienced Homeowner

Category: Finance, Real Estate.

It is very important that you choose a qualified home inspector who has plenty of experience with residential homes in your area.



The knowledge and expertise of a professional home inspector will far surpass that of even the most experienced homeowner. It can literally save you thousands of dollars by helping you avoid the common pitfalls of purchasing a home. There are aspects of maintenance, construction and installation, home safety could be missed by the untrained eye. It is a wise decision to acquire an impartial, third- party opinion by a trained professional. Most home buyers cannot remain openly objective and unemotional about the house they really want, and this could affect their judgment. Are there termites?


Will my kids be safe from lead- based paint and other hazardous materials? Is there a mold problem? These questions and hundreds more will be answered by hiring a great home inspector to evaluate the home you re considering for purchase. A home inspection is truly only as good as the inspector conducting it. Note that you are looking for a great home inspector. You should take hiring a home inspector as seriously( or more so) than you d take hiring any other professional who has your life in their hands. Home inspector s abilities and experience vary greatly from one to the next.


They may actually have your family s safety in their hands, depending on how good they are at finding problems associated with properties. There are several new franchise companies that recently entered the industry, and you want to make sure you re not hiring a brand new inspector who just bought into the latest franchise. He or she should know how the home s systems and components are intended to function together, as well as why they fail. One way to quantify the quality of a home inspector is to contact a national or state association of home inspectors to find out what certifications are required for membership, and if there are any members in your area that they d recommend. You may also want to ask your real estate Agent for a list of reputable companies they ve worked with in the past. You can make your purchase contract offer contingent on a favorable inspection and may use the results of the inspection to your advantage. An inspection by a qualified inspector should cost between$ 300 and$ 500 and give you a good idea of what future repairs will be needed.


If the home inspection results do not meet your approval, you can get out of the contract if you would like. What the Home Inspection Should Cover. A great home inspection can not only help you avoid pitfalls, it can also help arm you with items you and your real estate Agent can use to your advantage to negotiate a better deal. At a minimum, the home inspector should examine the following: Exterior structural components including the foundation, siding, roof, and chimney. Major systems including heating, plumbing, cooling, and electrical. Interior structural components including the basement or crawlspace, flooring, attic, and ceilings. You should make every effort to be present during the home inspection.


They are on your payroll and should treat you as such. Keep in mind that the inspector is working for you, not the seller or Agent or anyone else. So, don t be shy about walking around and asking questions. Once the inspection is complete, you should receive a" Comprehensive Home Inspection Report" with descriptions, of any problems, and possibly photographs with the home. This will give you a firsthand look at any problem areas associated with your future home. Sometimes, this will be sent to you later in the day, but some inspectors have means of printing a copy for your right on site.

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If You Are In The Market, You Actually Can Take Advantage Of The Foreclosure Situation That Exists - Finance and Real Estate Blog:

A great deal has been written about the Florida real estate market and the Tampa real estate market over the course of the past year.

For A More Rural, You Can Check, Suburban Feel Out The Homes For Sale In The Clackamas Area - Finance and Real Estate:

Are you looking for real estate in Portland, Oregon?

As A Result, The Unfortunate Prospect Is Bulldozed Into A Loan Program With A Higher Interest Rate - Finance and Real Estate:

First and foremost, you must have a mortgage consultant in your corner that is willing to take the time to know what your long- term goals are.